Your credit never plays a factor in your ability to receive a title loan with Capital Title. Bad credit? No credit? Really, No Problem! Applying for a loan can often be stressful and overwhelming. We know you are more than a credit score which is why the equity in your vehicle and ability to repay the loan are the determining factors.
Because Capital Title offers collateral based loans, the approval process is not based around your credit but instead the equity of your vehicle. Capital Title secures a lien on your vehicle, just like when you finance your car with a bank or dealership, the difference in a title loan is you are receiving a short-term loan on a car you already own. We also offer a loan program that allows you to receive a title loan even if you are still paying your existing lienholder which allows you to access to the equity that you have in your vehicle at any time!
Do not let bad credit detour you from getting the financial assistance you need! Call our knowledgeable Capital Title staff at (850) 297-2274 with any questions you may have.