We make the repayment of your title loan easy at Capital Title. Title loans are meant to paid back within the first 30 days. However, you have the option to pay just the interest accrued to extend your loan for another 30 days. It is important to always remember that paying more than the accrued interest will reduce your principal balance which will then lower your interest for the next 30 days. Your due date will be 30 days from the day you receive your funds, which can change depending on how many days are in each month. Since Capital Title has a short application process, you will receive your funds the same day you visit one of our two branches.
Have you heard about Capital Title’s 30-day interest free program? Capital Title offers a 30-day interest free promotion to our first-time borrowers. Are you wondering how does this work if you can not pay the loan back in 30 days? No problem! This promotion is valid for the life of your loan at Capital Title. This means you can pay your accrued interest by your due date, which will extend your loan for another 30 days. You can make your interest payment as each month until you are ready to pay your loan in full and at that time we will waive the accrued interest, leaving just the outstanding principal balance due to get your title back!
30-day Interest Free; Not all customers will qualify for 30 Days Interest Free Promotion. In order to qualify for the 30-day Interest Free Promotion, you must meet the following criteria: 1) Have a lien free title to your vehicle that is valued at least $1,000; 2) Have verified, documented income of at least $1,000 a month after taxes; 3) Provide an acceptable proof of Residency such as a service bill or bank statement in your name. You must open an account with Capital Title in order to receive the promotion. Promotion must be requested to a Capital Title representative prior to the completion of your Motor Vehicle Pawn Transaction in order to qualify. Promotion only valid one (1) time, per customer.
Still have questions? Call our knowledgeable Capital Title staff at (850) 297-2274 with any questions you may have.