Do I have to payout within the 30 days?

No! Title loans are meant to be a short term, 30-day loan. However, you do not have to pay the title loan in full within the first 30-days. Like other financial obligations, the longer you have an outstanding balance, the more you will pay.   You have the option to pay the loan in full by paying the amount borrowed plus the finance charge or just pay the finance charge. By paying the finance charge you will have another 30-days. You can continue paying the finance charge every 30-days until you decide you are ready to pay the account in full and get your title back. We encourage our customers to pay more than the minimum finance charge to reduce the balance owed and allow you to pay less interest overtime.

Be sure you ask about our interest free program! Capital Title offers first time customers 30-days interest free promotions, which is valid for the life of the loan. What does that mean? If you pay your account in full within the first 30-days, you will only pay the amount you borrowed. If you decide not to pay the balance in full and just pay the first finance charge, the interest is waived when you are ready to pay the loan off!

30 Days Interest Free; Not all customers will qualify for 30 Days Interest Free Promotion. To qualify for the 30 Days Interest Free Promotion, you must meet the following criteria: 1) Have a lien free title to your vehicle that is valued at least $1,000; 2) Have verified, documented income of at least $1,000 a month after taxes; 3) Provide an acceptable proof of Residency such as a service bill or bank statement in your name. You must open an account with Capital Title to receive the promotion. Promotion must be requested to a Capital Title representative prior to the completion of your Motor Vehicle Pawn Transaction to qualify. Promotion only valid one (1) time, per customer.

Would you like one of our representatives to explain the terms of the loan over the phone? Call today at (850) 297-2274 to have one of our knowledgeable team members assist you with getting you the answers you need.